Charges
Normal Charges
Processing Fee
(inclusive of Stamp Duty)
₹1,499 + 18% GST
Interest Rate
(Applicable only on withdrawn amount)
10 - 11% p.a
Foreclosure Charge
₹0
Part payment Charge
₹0
Withdrawal Charge
₹0
Lien Charges
(Only for DEMAT funds not applicable on KFIN and CAMS lien)
₹50 + GST per Demat fund
Invocation Charges
(Only for DEMAT funds not applicable on KFIN and CAMS lien)
0.02% + Flat ₹5 (Min ₹55 & Max ₹1005) + GST per ISIN
Stamp Duty
(Only for DEMAT funds not applicable on KFIN and CAMS lien)
0.015% on the invocation value
Unlien Charges
(if your funds are pledged and you don't complete the application)
₹400
Contingent Charges
These charges are only applicable if you default or miss paying your loan EMI
Annualized Penal Charge
(This charge would be lieved on the EMI payment that you missed)
18%
Bounce Charge
Charges levied on each instance in the event of:
(i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day.
(ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished.
(iii) rejection or failure of mandate registration by the customer's bank.
(i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day.
(ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished.
(iii) rejection or failure of mandate registration by the customer's bank.
₹1,200
Liquidation Charges (CAMS & KFIN)
(This charge is applied if you do not pay your EMIs and we need to liquidate your investments to close the loan)
₹0
Find Bajaj's charges on this link - https://www.bajajfinserv.in/loan-against-mutual-funds-processing-fees-and-interest-rates
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