Charges
Normal Charges
Processing Fee
(inclusive of Stamp Duty, first pledge and first unpledge transaction)
₹1,499 + 18% GST
Interest Rate
(Applicable only on withdrawn amount)
9.89 - 11% p.a
Foreclosure Charge
₹0
Part payment Charge
₹0
Withdrawal Charge
₹0
Pledge Charges
(The first pledge transaction is included in the processing fee. Charges apply from the second transaction onward.)
(No charge until 30 May 2026; applicable thereafter)
(No charge until 30 May 2026; applicable thereafter)
₹330 + 18% GST per request per RTA (inclusive of taxes)
Demat Pledge Charges
(Only for DEMAT funds not applicable on KFIN and CAMS pledge)
₹50 + GST per Demat fund
Invocation Charges
(Applicable only to DEMAT funds; not applicable to KFIN and CAMS pledge transactions)
0.02% + flat ₹5 (min ₹55 and max ₹1005) + GST per ISIN
Stamp Duty
(Applicable only to DEMAT funds; not applicable to KFIN and CAMS pledge transactions)
0.015% on the invocation value
Non-Registration Charges
(Applicable if your funds are pledged but the application is not completed)
₹400
Unpledge Charges
(The first unpledge transaction is included in the processing fee. Charges apply from the second transaction onward.)
(No charge until 30 May 2026; applicable thereafter)
(No charge until 30 May 2026; applicable thereafter)
₹100 + 18% GST per request per RTA (inclusive of taxes)
Contingent Charges
These charges are only applicable if you default or miss paying your loan EMI
Annualized Penal Charge
(This charge would be lieved on the EMI payment that you missed)
18%
Bounce Charge
Charges levied on each instance in the event of:
(i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason
(i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason
₹1,200
Liquidation Charges (CAMS & KFIN)
(This charge is applied if you do not pay your EMIs and we need to liquidate your investments to close the loan)
₹0
Find Bajaj's charges on this link - https://www.bajajfinserv.in/loan-against-mutual-funds-processing-fees-and-interest-rates
Download the app by scanning the QR code or clicking the links below:
