Charges
Normal Charges
Processing Fee
(inclusive of Stamp Duty)
₹1,199 + 18% GST
Interest Rate
(Applicable only on withdrawn amount)
10 - 11% p.a
Foresclosure Charge
₹0
Part payment Charge
₹0
Withdrawal Charge
₹0
Lien Charges
(Only for DEMAT funds not applicable on KFIN and CAMS lien)
₹50 + GST per Demat fund
Invocation Charges
(Only for DEMAT funds not applicable on KFIN and CAMS lien)
0.02% + Flat ₹5 (Min ₹55 & Max ₹1005) + GST per ISIN
Stamp Duty
(Only for DEMAT funds not applicable on KFIN and CAMS lien)
0.015% on the invocation value
Unlien Charges
(if your funds are pledged and you don't complete the application)
₹400
Contingent Charges
These charges are only applicable if you default or miss paying your loan EMI
Annualized Penal Charge
(This charge would be lieved on the EMI payment that you missed)
18%
Bounce Charge
(This charge is applied if you do not have sufficient amount in your account when the E-mandate is triggered for monthly EMI payment. You can find your EMI payment schedule under the "loan repayment schedule" once you take a loan)
₹1,200
Liquidation Charges (CAMS & KFIN)
(This charge is applied if you do not pay your EMIs and we need to liquidate your investments to close the loan)
₹0
Find Bajaj's charges on this link - https://www.bajajfinserv.in/loan-against-mutual-funds-processing-fees-and-interest-rates
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