Need cash in a pinch but don’t want to dip into your long-term investments? That’s exactly where a Loan Against Mutual Funds (LAMF) comes in. At Yenmo, we help you unlock the value of your investments and turn them into instant funds — at just 10.49% interest and zero part-payment fees. No paperwork hassles. No hidden charges.
A Loan Against Mutual Funds (LAMF) allows you to borrow money by pledging your mutual fund units, without selling them. It’s like getting instant liquidity while your investments continue to grow.
Unlike personal loans that come with high interest and rigid repayment terms, a mutual fund loan is:
Feature | Personal Loan | LAMF with Yenmo |
---|---|---|
Interest Rate | 14% – 24% | 10.5% |
Part Payment | Often Not Allowed | Fully Allowed |
Processing Time | 1 – 3 Days | Instant |
Collateral | Unsecured | Mutual Fund Units |
Foreclosure Charges | Usually 2 – 5% | ₹0 with Yenmo |
Yenmo is on a mission to make credit honest and accessible. Here’s what makes us different:
Whether you’re facing a short-term emergency or just need liquidity, Yenmo helps you bridge the gap without compromising your long-term gains.
No branch visits. No calls from sales agents. Just pure digital ease.
If you’re holding mutual funds and need short-term liquidity, this is one of the most cost-effective ways to borrow.
Q1: Is my mutual fund safe during the loan?
Yes. Your funds stay invested and are simply pledged as collateral. You can continue to earn returns.
Q2: What if the fund value drops?
You’ll get alerts to top up or repay if required, but we aim to keep things fair and transparent.
Q3: How fast is the loan disbursed?
Within minutes once the pledge is confirmed. It’s fully digital.
Borrowing doesn’t have to be painful. With Yenmo’s instant loan against mutual funds, you get the money you need without giving up your investments or being stuck in a debt trap.
Start now at Yenmo and experience credit — the good way.